For The States Of: IN, OH, MO, KY, TN, & FL.


Guarantee Issue for Medicare Supplement Insurance plans, also called Medigap Insurance, is when an Insurance Company cannot underwrite the proposed insured, the applicant. The proposed insured does not need to provide evidence of insurability to the Insurance Company and cannot be denied as long as they are eligible for the Policy and pay the initial premium.


It applies at certain times. Six months before and six months after the 65th birth month of the applicant. The process from application to issuing of the policy by the insurance company is not lengthly. Normally much less than a month. Thank you.