Prescription drug coverage can change from year to year.

Even if your medications haven't changed, your plan's formulary, the list of covered drugs, might.


That's why reviewing your prescription coverage every year is important.

Things to look for include:

  1. Is your medication still covered?
  2. Has it moved to a different tier?
  3. Has prior authorization been added?
  4. Are there quantity limits?
  5. Has your preferred pharmacy changed?


Sometimes two Medicare plans have similar premiums but dramatically different prescription costs.


A quick review before the next plan year can help prevent unexpected expenses at the pharmacy.