John Steggell

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John Steggell

Licensed Independent Medicare Agent

(304) 362-6215

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I’m a licensed independent Medicare agent, and for nearly five years I’ve helped thousands of people review their Medicare coverage, compare options, and better understand their benefits, all at no cost to them.

This work is personal to me because my own parents are Medicare age. I understand how confusing Medicare can feel, and I believe people deserve clear, honest guidance from someone who treats them like family.

When I help someone, I try to treat them the same way I’d want someone to treat my own mom or dad: with patience, respect, and a focus on what’s truly best for them.

My goal is to make Medicare simple, clear, and personal so you can feel confident in your coverage and understand your options.

Products Offered:
Medicare Supplement, Medicare Advantage, Life Insurance, Health Insurance, Final Expense, Dental Plans, Annuities, Disability Insurance, Prescription Drug Plans, Short Term Medical, Accident Insurance

States Serviced
AL, AZ, AR, CA, CO, DE, FL, GA, IL, IN, IA, KS, KY, LA, MI, MN, MS, MO, NE, NV, NH, NM, NY, NC, OH, OK, PA, SC, TN, TX, UT, VA, WA, WV, WI

Articles & Insights from John Steggell

Close-up of a smiling senior with the headline "Final Expense Insurance," highlighting how life insurance can help cover funeral costs and protect loved ones from unexpected expenses.
Final Expense Aug 4, 2026
Final Expense Insurance: Can Your Family Afford Your Funeral?
The average funeral can cost thousands of dollars. Final expense insurance is designed to help your loved ones cover those costs so they aren't left with an unexpected financial burden during an already difficult time.
 Magazine-style cover image with the headline "The Best Time to Buy Life Insurance Isn't When You Think" beside a smiling family, emphasizing the importance of getting life insurance while healthy.
Life Insurance Aug 4, 2026
The Best Time to Buy Life Insurance Isn't When You Think
Most people wait until they have a health problem or think they "need" life insurance. Unfortunately, that's often when it becomes more expensive, or harder to qualify for.
 Magazine-style graphic titled "The Biggest Medicare Mistake People Make After Turning 65" featuring Medicare paperwork, glasses, a coffee mug, and a reminder to review coverage regularly.
Medicare Advantage Aug 4, 2026
The Biggest Medicare Mistake People Make After Turning 65
Enrolling in Medicare is only the beginning. One of the biggest mistakes people make happens after enrollment, and many don't realize it until it's too late.
 Split-screen image showing two Medicare beneficiaries with different outcomes, illustrating why your neighbor's Medicare plan may not be the best choice for your healthcare needs.
Medicare Advantage Aug 4, 2026
Why Your Neighbor's Medicare Plan Might Be a Terrible Choice for You
Your friend loves their Medicare plan. Your neighbor says theirs is the best. But copying someone else's coverage could end up costing you far more than you expect.
 Older man reviewing his Medicare plan renewal notice with concern, highlighting the hidden cost of staying on the same Medicare plan every year without reviewing changes.
Aug 4, 2026
The Hidden Cost of Staying on the Same Medicare Plan Every Year
Most people assume the Medicare plan they chose last year is still the best one this year. Unfortunately, that's often not true. Small annual changes can quietly cost hundreds, or even thousands, of dollars.
 Older adult reviewing an unexpected hospital bill, illustrating the importance of reviewing Medicare coverage before a medical emergency to avoid unexpected healthcare costs.
Medicare Advantage Jul 1, 2026
Why Waiting Until You're Sick to Review Your Coverage Can Be Costly
Many people don't think about their Medicare coverage until after an unexpected hospital stay. Unfortunately, by then it may be too late to avoid higher costs.
 Healthcare professional assisting an older adult, illustrating Medicare Special Needs Plans (SNPs) that provide coordinated care for eligible beneficiaries with chronic conditions or other qualifying needs.
Medicare Advantage Jul 1, 2026
What Is a Medicare Special Needs Plan (SNP)?
Some Medicare beneficiaries qualify for specialized plans that offer benefits designed around their health or financial situation.
 Prescription medication bottles and a formulary checklist illustrating the importance of reviewing Medicare Part D drug coverage each year.
Medicare Advantage Jul 1, 2026
Medicare and Prescription Drugs: Why Your Formulary Matters
Your Medicare drug plan isn't just about premiums. The medications your plan covers could have a major impact on your yearly costs.
 Piggy bank protected by an umbrella, symbolizing Medicare Advantage annual maximum out-of-pocket protection against high medical costs.
Medicare Advantage Jul 1, 2026
Understanding Medicare's Annual Maximum Out-of-Pocket Limit
One of the biggest advantages of Medicare Advantage plans is protection from catastrophic medical costs. Here's how the annual out-of-pocket maximum works.
 Calendar highlighting Medicare plan review and Special Enrollment opportunities.
Medicare Advantage Jul 1, 2026
When Can You Change Your Medicare Plan?
Not every Medicare change has to wait until the end of the year. Learn when you may be able to switch plans and what situations could qualify you for a Special Enrollment Period.
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