Insurance Blog

SHARRI CRAWFORD

RIO RANCHO, New Mexico

Thinking about home health care? This friendly guide walks Medicare-eligible seniors through the simple steps to enroll, ensuring you get the care you need comfortably at home.

Shi'Mek Charley

Brookfield, Wisconsin

ACA premiums got you sticker shocked? You're not alone. Short-term medical combined with hospital, accident, and dental/vision/hearing plans can give you real, everyday coverage at a fraction of the cost — without sacrificing your peace of mind.

Shi'Mek Charley

Brookfield, Wisconsin

As a small business owner, your life insurance needs go beyond personal protection. From buy-sell agreements to key person coverage, discover how the right policy can safeguard your business, your employees, and your family's financial future.

Ginger Gibbs

SPARKS, Nevada

Medicare Can be EASY! With a Medicare Advocate!

SHARRI CRAWFORD

RIO RANCHO, New Mexico

Choosing health insurance for your family doesn't have to be complicated. Get practical tips to compare plans and confidently select coverage that fits your family's unique needs and budget.

Shawn Ray

Grantsville, Utah

Medicare can feel overwhelming fast. Between plan options, doctor networks, prescription costs, and changing benefits, many people are not sure where to start. The good news is working with an independent Medicare agent typically does not cost you anything extra. I help clients compare plans, understand their options in plain English, and stay informed throughout the year so they feel confident about their coverage instead of feeling like they are figuring it all out alone.

Kathy Detweiler

Mission, Texas

Turning 65? How to know if a Medicare Supplement is right for you.

Laura Peery, Advisor | Medicare | Long-Term Care | Personal Pension | Estates & Trust

Merritt Island, Florida

Could you afford to pay $100,000 a year* for nursing home care? Most people can’t. Use Mutual of Omaha’s calculator to see the cost of services in your state. https://www.mutualofomaha.com/long-term-care-insurance/broker-calculator Based on the national average of $125,272.80 per year for a private room in a nursing home. Source: Mutual of Omaha’s Cost-of-Care Study, conducted by illumifin, 2024, released March 2025.

Holly Douglas

Clinton, Tennessee

Medicare 2026: Navigating New Costs and Savings As we enter 2026, Medicare beneficiaries are seeing some of the most significant structural changes to the program in decades. From the first-ever Part B premium exceeding $200 to historic savings on weight-loss drugs, here is what you need to know to manage your healthcare budget this year. 1. Higher Base Costs for Original Medicare.

Holly Douglas

Clinton, Tennessee

Explore the many benefits of Medicare Advantage plans, from expanded health coverage to extra perks like dental, vision, and fitness programs. Find out what these plans can offer you.

Laura Peery, Advisor | Medicare | Long-Term Care | Personal Pension | Estates & Trust

Merritt Island, Florida

We know you want to be a smart planner when it comes to your financial future. In order to do that, you need tools and guidance you can trust. Here’s how we can help—North American offers flexible products designed to meet your long-term goals. Now that’s a smart plan.

Jennifer Lewis

Rolla, Missouri

Medicare provides valuable health coverage for millions of Americans, but it does not cover everything. Many beneficiaries are surprised to learn that there are important gaps in coverage that can lead to unexpected out-of-pocket costs.

Jennifer Lewis

Rolla, Missouri

If you are enrolled in a Medicare Advantage plan, you may have encountered the term prior authorization. While it may sound complicated, understanding how prior authorizations work is essential to avoiding unexpected delays or costs in your healthcare.

TJ Merrill

Pocatello, Idaho

Approaching Medicare? Don't stress about future Advantage plan costs. We break down pricing comparisons, empowering pre-retirees like you to plan wisely.

TJ Merrill

Pocatello, Idaho

Confused about your Medicare prescription drug options? Discover how a Part D plan can help you manage medication costs and ensure you get the coverage you need.

TJ Merrill

Pocatello, Idaho

For Medicare-eligible seniors, Hospital Indemnity plans offer vital fixed cash benefits during hospital stays. Learn how they bridge Medicare gaps and protect your finances.

TJ Merrill

Pocatello, Idaho

Discover why Original Medicare doesn't cover routine dental care and explore affordable options to keep your smile healthy as you age.

TJ Merrill

Pocatello, Idaho

Did you know you can change your supplement plan in Idaho without underwriting?

Sarah “Melissa” Foster

Edmond, Oklahoma

Home Care & Long Term Care- Will Medicare Pay

Christopher Babcock

Los Angeles, California

Choosing a Medicare Advantage plan can feel overwhelming. This guide empowers seniors with clear steps and essential tips to confidently select the perfect plan that fits their unique health and budget needs.

Amy Burkhart

Rochester, New York

Navigating Medicare can feel overwhelming, especially if you’re enrolling for the first time. Unfortunately, many people make avoidable mistakes that can lead to higher costs, coverage gaps, or long-term penalties.

Brandon Delenela

Tolleson, Arizona

Medicare's new GLP-1 drug coverage in 2026 is a major opportunity for many beneficiaries — but navigating it takes knowing the right questions to ask. Whether you're managing diabetes, heart disease, or obesity, here are the five most important questions to bring to your doctor, your pharmacist, and your agent

Brandon Delenela

Tolleson, Arizona

Knowing that Medicare covers GLP-1 drugs is one thing. Knowing what you'll actually pay out of pocket is another. The truth is: coverage doesn't always mean affordable. This article breaks down the real cost picture for Medicare beneficiaries taking GLP-1 medications in 2026 — and how to reduce what you pay.

Brandon Delenela

Tolleson, Arizona

For years, seniors on Medicare who struggled with obesity felt left behind. While their doctors recommended GLP-1 medications like Wegovy or Zepbound, Medicare simply didn't cover them for weight management. That changed in 2026. If your BMI is 35 or above and you have a related health condition, you may now be eligible for Medicare coverage of GLP-1 drugs. Here's what you need to know to take advantage of this expanded benefit.

Brandon Delenela

Tolleson, Arizona

Heart disease is the leading cause of death among Medicare beneficiaries, and managing cardiovascular risk is a top priority for millions of older Americans. In 2026, Medicare has taken a major step forward by expanding coverage of GLP-1 medications for seniors with established cardiovascular conditions. If you or a family member has been diagnosed with heart disease or has experienced a cardiac event, this guide is for you.

Brandon Delenela

Tolleson, Arizona

If you or a loved one takes a GLP-1 medication — like Ozempic, Wegovy, Mounjaro, or Zepbound — there is major news for 2026. Medicare has expanded coverage of these drugs in a meaningful way, and many beneficiaries in the Phoenix area and across Arizona may qualify for coverage they didn't have before. This article breaks down exactly what changed, who qualifies, and how to make sure you're getting the full benefit you're entitled to.

Frank D’Ambrosia

Rochester, New York

If you have a Medicare Advantage plan—or are considering one—2026 brings several important updates that may affect your coverage, costs, and benefits. Here are the exact changes explained in a simple and easy-to-understand way:

Frank D’Ambrosia

Rochester, New York

Choosing a Medicare Advantage plan can feel overwhelming at first—but with the right guidance, it doesn’t have to be. Understanding a few common mistakes can help you make more confident decisions and choose a plan that better fits your healthcare needs and budget. Here are five common mistakes—and how to avoid them.