Debra Sephton

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Debra Sephton

(386) 383-3101

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Debra Sephton is the founder of Atlantic Benefit Consultants, LLC, a licensed life, and health insurance agency in the state of Florida, established in 2014.


Originally from Upstate New York, Debra is a former nurse, business banker, and mayor. She has over 25 years of experience in the insurance and financial services industry and 13 years as a Medical Professional.

Debra’s medical and financial background has enabled her to teach others the value and importance of proper health insurance planning. Together with her team of licensed agents, Debra takes great pride in protecting families and businesses from the health related and financial hardships that come about from having inadequate health insurance coverage.

Please mention you found me on Medicare Agents Helpline to help support more kids with cancer ❤️

Products Offered:
Medicare Supplement, Medicare Advantage, Life Insurance, Health Insurance, Final Expense, Dental Plans, Prescription Drug Plans, Short Term Medical, Cancer/Heart/Stroke

States Serviced
FL, AL, AZ, CO, DE, GA, NC, NJ, NY, OH, OR, PA, SC and TX

Google Reviews

5.0 (70 total Google reviews)
Gabby
4 months ago

⭐⭐⭐⭐⭐ Ryan Anderson with Atlantic Benefit Consultants has been an incredible resource not only for me, but also for my staff, family, and friends. Finding the right health insurance coverage can be overwhelming, but Ryan makes the process simple, stress-free, and easy to understand. What truly sets Ryan apart is his commitment to taking care of people. He consistently goes above and beyond to find the best coverage options while taking the time to answer questions and provide guidance whenever it’s needed. No matter how big or small the concern, he is always responsive, knowledgeable, and willing to help. It’s rare to find someone who combines expertise with such a genuine desire to serve others. Ryan has earned my trust time and time again, and I confidently recommend him to anyone looking for health insurance guidance and exceptional customer service. Five stars without hesitation!

Julia D
4 months ago

HIGHLY RECOMMEND!! Just moved to Palm coast, needed guidance, with getting the best health plan that could meet all of my needs, Debra listened, understood, and recommended a plan that was easy and simple to understand and when I didn't quite understand a portion of what a part in the plan meant, she she explained it in a way in which I could understand it. I live with a TBI and and she stopped when ever I had a question and fully helped me to understand. Not only that she also emailed key points to me so I could remember what was MOST important. She spoke with me in a professional manner but also spoke to me with understanding of my situation. She's a very kind empathetic understanding woman. I highly recommend her if you need help navigating the healthcare system and getting the best plan for your needs. Thanks Deb it was a pleasure to deal with you, I appreciate your kindness and understanding and helping me with this

Dr. G
5 months ago

Debra is the most efficient, professional, and capable agent I have ever known. She promptly answers all questions completely and clearly. She is very kind and supportive and I have great respect for her as a professional and as a person.

Jo Losturo
7 months ago

My husband and I have sought guidance from Debra Sephton for about 8 years now, since we first needed to find answers to our Medicare needs. She has always been so knowledgeable and helpful, in every way, when it comes to which plans would suit us best. You will never go wrong if you’re just starting out on Medicare, or whenever you might need to change plans. She, most recently, helped my husband find a plan that was specifically designed for diabetics, which is much better, more beneficial for him, in so many ways. I’m so glad we found her early on in our Medicare journey.

John.Margie Check
a year ago

We met Debra Shefton when initially enrolling in Medicare. Deb has always been very well informed on all matters concerning our healthcare coverage needs, ready with an answer if not reliable research; pricing options; and guidance. She truly is not here to "sell" anything but help her clients make the best informed decision regarding their needs. And it's not just at open enrollment. She is readily available year round as medicinal needs may change to offer the same guidance and information. We can highly recommend for her professionalism and personable approach to healthcare program needs.

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