Lydia Chamas

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Lydia Chamas

RIA Family Legacy Group

(708) 808-2750

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I support individuals and families in navigating life and health insurance with clarity and confidence. My focus is helping clients understand their options, select the right coverage, and feel secure in their protection plan. I’m here to simplify the process and ensure every family feels informed, supported, and properly covered.

Please mention you found me on Medicare Agents Helpline to help support more kids with cancer ❤️

Products Offered:
Medicare Supplement, Medicare Advantage, Life Insurance, Health Insurance, Final Expense, Dental Plans, Annuities, Long Term Care, Disability Insurance, Retirement Planning, Mortgage Protection, Prescription Drug Plans, Short Term Medical, Home Health Care, Cancer/Heart/Stroke, Accident Insurance, College Saving Plans, Investment Services, Business Insurance, Pet Insurance, Employee Benefits, Travel Insurance

States Serviced
Alabama, Delaware, Florida, Georgia, Illinois, Iowa, Louisiana, Maryland, Michigan, Mississippi, New Jersey, New Mexico, Ohio, Pennsylvania, South Carolina, Texas, Virginia

Frequently Asked Questions

Most people become eligible at age 65, but enrollment timing depends on your situation. I help you understand your Initial Enrollment Period and any special enrollment opportunities.

Original Medicare includes Part A and Part B, but many individuals also need Part D and/or additional coverage. I help clarify what applies to you.

Prescription coverage varies by plan. I review your medications carefully to help identify plans that offer appropriate coverage.

Yes. I assist individuals transitioning from employer coverage to Medicare so there are no costly gaps in coverage.

We begin with a simple consultation to review your healthcare needs, doctors, prescriptions, and budget. From there, I guide you step-by-step through your options.

Google Reviews

4.9 (2,779 total Google reviews)
KERRI BINGHAM
4 months ago

I was referred to Shane from a friend and he was great. Very helpful and kind especially going thru this big life change of 65. Always gets back to me and is very patient with all my (probably) very dumb questions. Highly recommend and already have referred him to a few coworkers. Thank you

Jaylyn Stocking
5 months ago

Riley was very personable answered all of my questions he was even nice to my dog my dog loved him to death. Even found me more money. I really really enjoyed having him here. I will call him for all of my questions very honest person and if he doesn't know the answer he will find out

Lucretia Starr
5 months ago

John Steggell is the best. He is always so delightful. John has helped my mother and I for years and we are always happy with the outcome. My was with another agent and was getting taken care of and I switched her to John, she's been happy ever since. He really listens to his clients. If I could give him ten stars I would. Thank you John you are wonderful.

Beverly Nicodemus
7 months ago

Russ K was a blessing. Very friendly but more importantly very knowledgeable and patient. He spent as much time as needed to answer all of my questions and I had many sometimes twice lol. Thank you Russ for assisting me and getting me in a more happy place. Plenty of sunshine in the FL panhandle and in CT time!! Y'all need some sun time!! Appreciate you.

Dana Knierim
11 months ago

Jeremiah was extremely helpful and willing to go that extra mild help answer questions that I had for him. I actually heard him speaking to another of the clients and that’s how I got his information and decide I want to speak with him as opposed to someone I’ve been talking to previously they didn’t feel I was worth their time. Jeremiah was not like that whatsoever.

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