Hi, I’m Rebecca Schilling, a licensed insurance agent proudly serving individuals and families throughout the entire state of Mississippi. While many people know me for helping with Medicare plans, I also specialize in a wide range of insurance solutions to help protect your health, finances, and future.
I offer Medicare, individual and family health insurance, dental and vision coverage, hospital indemnity plans, accident insurance, critical illness coverage, and life insurance. As an independent agent contracted with multiple top-rated insurance carriers, I’m able to compare plans and prices to find the coverage that best fits your needs and budget.
My goal is to make insurance simple by providing honest guidance, personalized recommendations, and ongoing support—not just during enrollment, but whenever you have questions. Whether you’re turning 65, looking for affordable health coverage, or wanting to better protect your family, I’m here to help you find the right plan with the right benefits at the best value.
I look forward to helping you protect what matters most!
Products Offered:
Medicare Supplement, Medicare Advantage, Life Insurance, Health Insurance, Final Expense, Dental Plans, Long Term Care, Disability Insurance, Prescription Drug Plans, Short Term Medical, Cancer/Heart/Stroke, Accident Insurance
States Serviced
MS
Frequently Asked Questions
An in-network provider is one contracted with the health insurance company to provide services to plan members for specific pre-negotiated rates. An out-of-network provider is one not contracted with the health insurance plan. Typically, if you visit a physician or other provider within the network, the amount you will be responsible for paying will be less than if you go to an out-of-network provider. Though there are some exceptions, in many cases, the insurance company will either pay less or not pay anything for services you receive from out-of-network providers.
Most people become eligible at age 65. Your Initial Enrollment Period begins three months before your 65th birthday month, includes your birthday month, and continues for three months after.
Not always. It depends on the size of your employer and whether your employer coverage is considered creditable.
Original Medicare includes Part A (hospital) and Part B (medical) and is provided by the federal government. Medicare Advantage (Part C) is offered by private insurance companies and often includes additional benefits such as prescription drug coverage, dental, vision, hearing, and fitness benefits.
Original Medicare generally does not cover most outpatient prescriptions. Prescription drug coverage is available through a Medicare Part D plan or is often included with many Medicare Advantage plans.
Original Medicare typically does not cover routine dental, vision, or hearing care. Many Medicare Advantage plans offer these benefits.
A Medicare Supplement helps pay some of the out-of-pocket costs that Original Medicare doesn’t cover, such as deductibles, copayments, and coinsurance.
That depends on the plan you choose. It’s important to verify that your preferred doctors, specialists, and hospitals participate in the plan’s network. I am able to check on these things for you as your agent.
Costs vary based on your work history, income, and the type of coverage you choose. Some people pay no premium for Part A, while most pay a monthly premium for Part B. Medicare Advantage, Part D, and Supplement plans have varying premiums and out-of-pocket costs.
You may have to wait until a future enrollment period and could face a late enrollment penalty, depending on your situation.
Yes. Medicare offers annual enrollment periods during which you can review and change your coverage if your needs or available plans change.
Original Medicare is accepted nationwide by providers who accept Medicare. Medicare Advantage plans have network rules that may vary, so travel habits should be considered when choosing a plan.
Yes, but your available Medicare Advantage or Part D plans may change based on your new ZIP code.
Many beneficiaries choose additional coverage to help reduce out-of-pocket expenses or add benefits like dental, vision, hearing, hospital indemnity, cancer, accident, or life insurance.
Absolutely! As an independent licensed insurance agent, I compare plans from multiple insurance carriers to help you find the coverage that best fits your doctors, prescriptions, budget, and healthcare needs.
