Shawn Ray
Shawn Ray
Shawn Ray Insurance
(435) 244-2001
Visit My Website
I help people make Medicare decisions with a real person in their corner — not a call center.
Since 2012, I’ve helped people turning 65, retirees, and those already on Medicare understand their options and avoid surprises. I work with Medicare Advantage, Medicare Supplement, and Part D prescription drug plans, helping compare how each option may affect your doctors, medications, costs, and benefits.
What makes me different is simple: I care about what happens after you enroll.
Many people feel rushed, confused, or treated like just another file when shopping for Medicare coverage. I wanted to do things differently. I explain Medicare in plain English, answer questions, and help you feel confident about your choice.
Your doctors, prescriptions, budget, and health needs matter. And when questions come up later about bills, benefits, plan changes, prescriptions, or coverage, I want you to know you have someone you can call.
I’m not trying to be the biggest Medicare agency. I’m trying to be a trusted Medicare resource for personal help, clear answers, and ongoing support.
Since 2012, I’ve helped people turning 65, retirees, and those already on Medicare understand their options and avoid surprises. I work with Medicare Advantage, Medicare Supplement, and Part D prescription drug plans, helping compare how each option may affect your doctors, medications, costs, and benefits.
What makes me different is simple: I care about what happens after you enroll.
Many people feel rushed, confused, or treated like just another file when shopping for Medicare coverage. I wanted to do things differently. I explain Medicare in plain English, answer questions, and help you feel confident about your choice.
Your doctors, prescriptions, budget, and health needs matter. And when questions come up later about bills, benefits, plan changes, prescriptions, or coverage, I want you to know you have someone you can call.
I’m not trying to be the biggest Medicare agency. I’m trying to be a trusted Medicare resource for personal help, clear answers, and ongoing support.
Products Offered:
Medicare Supplement, Medicare Advantage, Life Insurance, Health Insurance, Final Expense, Dental Plans, Cancer/Heart/Stroke
States Serviced
Alabama, Arizona, Delaware, Florida, Georgia, Idaho, Illinois, Iowa, Kansas, Michigan, Missouri, New York, North Carolina, Ohio, Oregon, Utah, Pennsylvania, South Dakota, Texas, Washington
Articles & Insights from Shawn Ray
Health Insurance
Jun 12, 2026
Common Scam Warning Signs Seniors Should Know
Before we get started, it's important to remember that anyone can fall for a scam. I've talked with smart, careful people who never thought it could happen to them. Scammers are getting more sophisticated every year, and sometimes all it takes is catching someone at the wrong moment. That's why knowing the warning signs is so important.
Jun 5, 2026
10 Common Medicare Questions Answered
Turning 65 or already on Medicare? Get answers to 10 of the most common Medicare questions, including enrollment deadlines, Medicare Advantage vs. Medicare Supplement plans, prescription drug coverage, employer insurance, and potential late enrollment penalties. This guide breaks down Medicare in plain English so you can better understand your options, avoid costly mistakes, and choose coverage with confidence.
Medicare Supplement
May 28, 2026
Medicare Supplement Plans Explained: Are They Worth It?
Medicare Supplement plans help cover many of the costs Original Medicare does not pay, like deductibles and copays. They can offer more predictable healthcare expenses and flexibility with doctors nationwide. This article explains how Supplements work, their pros and cons, and how to decide if one may fit your needs.
Medicare Advantage
May 7, 2026
Why Working With a Medicare Agent Costs You Nothing
Medicare can feel overwhelming fast. Between plan options, doctor networks, prescription costs, and changing benefits, many people are not sure where to start. The good news is working with an independent Medicare agent typically does not cost you anything extra. I help clients compare plans, understand their options in plain English, and stay informed throughout the year so they feel confident about their coverage instead of feeling like they are figuring it all out alone.
Health Insurance
Mar 19, 2026
Turning 65? Here’s What Actually Matters (Not What the Mail Says)
Turning 65 and getting flooded with Medicare mail? It’s easy to feel overwhelmed. This guide breaks down what actually matters—your doctors, prescriptions, real out-of-pocket costs, and timing—so you can make a confident decision without the confusion. No sales pitch, just simple, clear information to help you choose coverage that fits your life.
Health Insurance
Mar 13, 2026
The 5 Biggest Gaps I See in Health Insurance (and How People Get Caught Off Guard)
Most people don’t have bad insurance — they just don’t realize where the gaps are. From dental work to hospital copays and prescription surprises, here are the five biggest coverage gaps I see and where people get caught off guard.
Medicare Advantage
Mar 5, 2026
Navigating Medicare Advantage: 5 Mistakes to Avoid
Choosing a Medicare Advantage plan can feel overwhelming, and small mistakes can lead to big costs later. In this article, I break down five common Medicare Advantage mistakes seniors make — and how to avoid them — so you can choose coverage that truly fits your doctors, prescriptions, and budget.
Loading